In an ESG-driven world, tobacco stocks are out in the cold. But until very recently, Big Tobacco was a core part of mainstream investment portfolios. Our columnist describes his interaction with this controversial sector.
"When I retired in 2003, my state pension was so low - 40p a week - I was told that it would be paid once a year," she told BBC Radio 5 Live.
It also highlighted the findings as an “important reminder” for trustees and employers, emphasising the need to review what they currently provide to engage and support members, and “crucially” to establish if they need to do more
The division is less stark among full-time workers, with 83.5% of private sector employees enrolled in a scheme, compared to 93.7% of public sector staff.
Millions of UK citizens travel for holiday to the EU every year, thousands of whom travel by caravan, just like Joe.
Emergency taxation, annual allowance cuts and sustainability of withdrawals are among the bear traps people need to watch out for when taking taxable income from their retirement pot, he added.